now
K-0 — peer-to-peer stablecoin FX netting
Checked against 10M+ chain transactions in India’s IFSCA sandbox. GitHub →
now
TaxOwl — agentic export-compliance extraction
RBI EDPMS workflows for Indian exporters, ahead of the October 2026 deadline. Devpost →
now
x0bni — local-first communication graph
Email, WhatsApp, and calendar on one machine, with a ledger of what leaves it. GitHub →
2021–25
NEO / Credain — decentralized payment protocol
Smart contracts and BEAM, enterprise blockchain access. 10 million transactions. $1.7M raised. credain.com →
Stack
Python · TypeScript · FastAPI · Google ADK
Claude Code · AWS / GCP · PostgreSQL · Solidity. Written substantially solo.
2026–now
Independent — advising and the next build
Mentoring founders, and choosing the next build.
2022–26
Founder & CEO — Credain / Banqer
Treasury, cross-border payments, digital assets. €1.479M Invitalia grant awarded.
2019–21
Director, Banking — MUFG, New York
Cayman entity: $4B+ balance sheet, 1,000+ clients. Wire cost $20 to $0.50; same-day settlement.
2013–18
VP, Product — Citi Treasury & Trade Solutions
CIBOT, an AI robo-banker — $600K from Citi Ventures. $400B in liquidity management. An AI program with 41 company-wide impact projects.
2008–13
Product Manager — Citi, hedge funds
FAS 157 fair-value service for ~700 funds, built through the 2008 crisis.
2006–07
MBA — IIM Ahmedabad
PGP, finance and strategy. One-year residential programme.
May 2025
Panelist — IIMA Alumni Conference
AI and blockchains.
Nov 2025
Panelist — CA Conference, Dallas
AI and blockchains.
Dec 2025
Panelist — IIM Ahmedabad
AI and blockchains.
Map
Bhaarat
Indian inscriptions and history, walked as a map. bhaarat.kanakia.org →
Community
MIDF
Helped incubate MIDF from idea to concept and beyond.
Research
Sanskrit linguistics × AI architecture
Exploring whether Paninian decomposition and Nyaya/Sphota theory can inform how AI systems are designed.
Foundation
Kanakia Foundation
Continuing Chandrakant Devidas Kanakia’s work in Kandivali. kanakia.org →
Writing
Stablecoins, AI, and treasury
tattwamasi.substack.com
Writing
Indian history
ahambrahmasmee.substack.com
2018–now
Associate board — Council for Economic Education
2014–now
Mathematics teacher — Vedic Vidyalay